Share the QR code < / P > < p > with wechat scanning code to friends and circles of friends < / P > < p > on March 16. Relevant documents show that Tesla's Tesla insurance plan launched auto insurance business in Oregon and Virginia, and self insured the policy for the first time < p > < / P > < p > Tesla had previously launched its own insurance products in California, but did not use real-time driving data and Tesla's safety scoring system in premium calculation < p > Tesla finally hopes that before expanding insurance products to other markets, the company will create a set of safety scoring system. Judge whether the user is a "good driver" according to the data indicators collected in real time during the driving process of Tesla electric vehicles, such as "front collision warning", "times of emergency braking", "sharp steering", "too close following distance" and "times of forced intervention in autopilot" < p > last October, Tesla launched a new insurance product based on the safety scoring system in Texas < p > Tesla said that compared with competitors' insurance products, drivers who score more than the average in the safety scoring system can save 20% to 40% of premiums, while drivers who score the highest can save 30% to 60% of premiums < p > however, after comparing the quotations of different auto insurance, the market found that Tesla's insurance products were not completely determined to be the cheapest. For owners who need to pay high premiums based on age and gender, Tesla seems to pay more than other insurance premiums. Tesla insisted that, unlike other insurance companies, it did not take into account factors such as age and gender in the calculation of premiums < p > in addition, Tesla assumed a safety benchmark score of 90 when first quoting and calculating the policy. Tesla said that if the owner's score is higher than this score, the monthly premium will decline rapidly < p > last December, Tesla expanded its insurance products business to Illinois. Earlier this year, Tesla insurance expanded its business to Arizona and Ohio. At present, it has launched insurance services in five states. However, Tesla insurance's insurance business in California is still unable to provide complete real-time driving data < p > it is very difficult to promote a new insurance product in the U.S. market, because it needs to be promoted one by one according to the actual situation of each state. But last year, Elon Musk, Tesla's chief executive, set an ambitious goal, saying that Tesla insurance plans to operate "in most U.S. states" by the end of 2022 < p > this will be a difficult task. Since this year, Tesla insurance has begun to expand its business in some states. The latest documents show that Tesla will expand its insurance business in Oregon and Virginia. According to the report, "Tesla, headquartered in Austin, Texas, currently offers auto insurance in Arizona, California, Illinois, Ohio and Texas. According to the state insurance documents reviewed, Tesla plans to start selling auto insurance in Oregon and Virginia. In these two states, the corresponding policies will be issued by Tesla GM for the first time The insurance company (Tesla general insurance) underwrites, rather than cooperating with third-party companies as in other states. " < p > the highlight is that Tesla plans not to underwrite these policies through a third party, but through the entity "Tesla general insurance" < p > this marks another important step for Tesla in expanding its insurance business, which is crucial to the company's plan to deploy autopilot technology. (Chen Chen) < / P > < p >